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                            <title><![CDATA[ Latest from Kiplinger ]]></title>
                <link>https://www.kiplinger.com</link>
        <description><![CDATA[  ]]></description>
                                    <lastBuildDate>Sat, 04 Jul 2026 14:00:00 +0000</lastBuildDate>
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                                                            <title><![CDATA[ A 5-Part Financial Checklist for Your 30s ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/how-to-save-money/financial-checklist-for-your-30s</link>
                                                                            <description>
                            <![CDATA[ You're ready to get serious about money. But what kind of goals are realistic and important at this stage in your life? ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 14:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/TBsj5vge5PFS893QLtWChb.jpg ]]></dc:source>
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                                                                                                                                                                                                                                    <media:description><![CDATA[A young adult woman and man climbing down a rocky hike, happily.]]></media:description>                                                            <media:text><![CDATA[A young adult woman and man climbing down a rocky hike, happily.]]></media:text>
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                                                            <title><![CDATA[ 5 Ways To Increase Your Investment Income In Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/how-to-increase-your-investment-income-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Finding income investments in retirement requires a careful balance. Here are five ways to boost your cash flow without taking on unnecessary risk. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 12:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Dividend Stocks]]></category>
                                                    <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Bonds]]></category>
                                                    <category><![CDATA[REITs]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                                    <dc:creator><![CDATA[ Coryanne Hicks ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/Pda3RXNArgmorLCJnJmy3P.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p dir=&quot;ltr&quot;&gt;Coryanne Hicks is an investing and personal finance journalist specializing in women and millennial investors. Before becoming a full-time journalist in 2016, she was a fully licensed financial professional at Fidelity Investments, where she helped clients make more informed financial decisions every day. She has ghostwritten financial guidebooks and white papers for industry professionals, and even a personal memoir.&amp;nbsp;&lt;/p&gt;

&lt;p dir=&quot;ltr&quot;&gt;In addition to Kiplinger, she’s a regular contributor to U.S. News &amp;amp; World Report, where she was a staff writer for two years, and Insider. Her U.S. News video series on how to start investing at any age won an honorable mention at the 2019 Folio: Eddie &amp;amp; Ozzie awards for best Consumer How-To video. She was also a 2019 SABEW Goldschmidt fellow for business journalists.&amp;nbsp;&lt;/p&gt;

&lt;p dir=&quot;ltr&quot;&gt;She is passionate about improving financial literacy and believes a little education can go a long way. You can connect with her on &lt;a href=&quot;https://twitter.com/coryanne_hicks&quot; target=&quot;_blank&quot;&gt;Twitter&lt;/a&gt;, &lt;a href=&quot;https://www.instagram.com/coryanne_h/?hl=en&quot; target=&quot;_blank&quot;&gt;Instagram&lt;/a&gt; or her website, &lt;a href=&quot;http://coryannehicks.com/&quot; target=&quot;_blank&quot;&gt;CoryanneHicks.com&lt;/a&gt;.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ The 'Busy Trap': 5 Ways a Hectic Schedule Can Ruin Your Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/happy-retirement/the-busy-trap-how-a-hectic-schedule-can-ruin-retirement</link>
                                                                            <description>
                            <![CDATA[ You're supposed to slow down in retirement, but many do the exact opposite. Here is why treating retirement like a full-time job is a big mistake, and what you can do instead. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/XDwi5gBeFpN2ByFsyuqXnJ.jpg ]]></dc:source>
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                                                            <title><![CDATA[ What Technology Do Retirees Actually Need? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/gadgets/retirement-tech-setup</link>
                                                                            <description>
                            <![CDATA[ Learn which laptops, smartphones, monitors and internet plans make sense for your lifestyle and budget, from basic setups to power-user options. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Gadgets]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/UYdRhdVHQX23PRFMjyHC8Q.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Choncé Maddox is a contributor to Kiplinger, where she writes about smart ways to manage money, including how to save wisely, find deals on everyday purchases, and make confident financial decisions. She’s especially passionate about helping readers understand the practical steps they can take to pay off debt, build a budget that works, and create a financial plan that supports their goals.&lt;/p&gt;&lt;p&gt;With more than nine years of experience as a personal finance writer, Choncé has written about mortgages and mortgage refinancing for &lt;em&gt;Fox Business&lt;/em&gt;, covered investing topics for &lt;em&gt;Business Insider&lt;/em&gt;, and contributed to sites such as &lt;em&gt;LendingTree&lt;/em&gt;, &lt;em&gt;Credit Sesame&lt;/em&gt;, &lt;em&gt;Barclaycard&lt;/em&gt;, and the &lt;em&gt;New York Post&lt;/em&gt;.&lt;/p&gt;&lt;p&gt;In 2017, she became a Certified Financial Education Instructor through the National Financial Educators Council. Her interest in how life insurance plays a role in family finances led her to briefly work as a licensed life insurance agent in Illinois before returning to her full-time writing career.&lt;/p&gt;&lt;p&gt;Choncé holds a B.A. in Journalism and Communications from Northern Illinois University. &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ My First $1 Million: Administrative Director in Healthcare, 52, El Paso, Texas ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/my-first-million-60-administrative-director-el-paso-texas</link>
                                                                            <description>
                            <![CDATA[ "We all suffer from lifestyle creep, but you have to ... focus on wealth, frugal living and stability. It will give you peace of mind in your later years." ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                                                                <author><![CDATA[ joyce.lamb@futurenet.com (Joyce Lamb) ]]></author>                    <dc:creator><![CDATA[ Joyce Lamb ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/vW6FcAbZgiKym5Ab6kZPRX.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;As Senior Contributed Content Editor for the Adviser Intel channel on Kiplinger.com, Joyce edits articles from hundreds of financial experts about retirement planning strategies, including estate planning, taxes, personal finance, investing, charitable giving and more. She has more than 30 years of editing experience in business and features news, including 15 years in the Money section at USA Today.&lt;/p&gt;&lt;p&gt;Before coming to Kiplinger.com, she was head of her own freelance editing business, where she provided various editing services for dozens of novelists, including several New York Times and USA Today bestsellers. Before that, she spent 15 years as a copy editor and projects editor for USA Today’s Money section. &lt;/p&gt;&lt;p&gt;Also at USA Today, she founded the Happy Ever After blog, which focused on the $1.4 billion romance fiction industry. &lt;/p&gt;&lt;p&gt;Her editing background includes stints as News Editor at the Rockford Register Star in Rockford, Ill., where she was named a Gannett Supervisor of the Year, and Features Editor of Content and Production at The News-Press in Fort Myers, Fla.&lt;/p&gt;&lt;p&gt;She’s won several awards for her work over the years, including the Veritas Award from Romance Writers of America (RWA), given to writers of nonfiction work that best depicts the romance genre in a positive light. &lt;/p&gt;&lt;p&gt;As the USA Today bestselling author of eight romantic suspense novels, she has won the Daphne du Maurier Award for Excellence in Mystery/Suspense and is a three-time finalist for the prestigious RITA Award from RWA.&lt;/p&gt;&lt;p&gt;She has a bachelor’s degree in journalism from Northern Illinois University in DeKalb, Ill.&lt;/p&gt; ]]></dc:description>
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                                                                                                                                                                                                                                    <media:description><![CDATA[The My First $1 Million logo]]></media:description>                                                            <media:text><![CDATA[The My First $1 Million logo]]></media:text>
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                                                            <title><![CDATA[ Your Retirement Plan Looks Watertight, But Have You Checked for Tax Leaks? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/is-your-retirement-plan-free-of-tax-leaks</link>
                                                                            <description>
                            <![CDATA[ Accumulating wealth for retirement is one thing, having a solid income structure and tax plan is another. Without them, savings could quietly drain away. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ support@markcapitalmgmt.com (Ron Mark) ]]></author>                    <dc:creator><![CDATA[ Ron Mark ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/TonXGC6ZJtXhATcSRZHQuj.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Financial adviser Ron Mark has been providing expertise in the financial markets for over three decades, with a concentration in investment strategies, tax-efficient retirement income planning and legacy wealth building. He is committed to guiding his clients through the current volatile market, offering tax-free income and life insurance plans, long-term care and principal protection plans.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Phone: &lt;/strong&gt;708.340.6388 | &lt;strong&gt;Email: &lt;/strong&gt;&lt;a href=&quot;mailto:support@markcapitalmgmt.com&quot; target=&quot;_blank&quot;&gt;support@markcapitalmgmt.com&lt;/a&gt; | &lt;strong&gt;Website: &lt;/strong&gt;&lt;a href=&quot;http://www.markcapitalmgmt.com&quot; target=&quot;_blank&quot;&gt;www.markcapitalmgmt.com&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ How to Design Your Retirement Declaration of Independence to Build the Life You Want ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/retirement-declaration-of-independence</link>
                                                                            <description>
                            <![CDATA[ The paradox of retirement freedom is that the system you retired from gave you order but took away control. True freedom lies in giving life a new structure. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/RgNC52pQnFfiMXswmW2HwN.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Dr. Richard Himmer is a seasoned professional with expertise in Emotional Intelligence (EI), Clinical Hypnotherapy and Workplace Bullying prevention. He holds an MBA, a master’s degree in psychology and a PhD in Industrial and Organizational Psychology. He combines academic knowledge with practical experience.&lt;/p&gt;
&lt;p&gt;His doctoral dissertation focused on the Impact of Emotional Intelligence on Workplace Bullying, showcasing his commitment to understanding and addressing complex workplace dynamics. Dr. Himmer leverages the subconscious (EI) to facilitate internal healing, fostering healthy interpersonal relationships built on trust and respect.&lt;/p&gt;
&lt;p&gt;With a unique blend of humor and a profound understanding of human behavior, relationships, team dynamics, and client care, Dr. Himmer provides hands-on tools for personal and team growth. His ability to make sense of intricate psychological concepts translates into effective coaching and guidance.&lt;/p&gt;
&lt;p&gt;As an accomplished author, he has penned four books: &quot;Listen &amp;amp; Lead: The Micro Skills of a Leader,&quot; &quot;Listen &amp;amp; Lead: The Micro Skills of a Leader – Workbook,&quot; &quot;Models &amp;amp; Definitions: A Contextual Understanding of Finding Happiness&quot; and “How ‘NOT’ To Retire: A Psychological Approach to a Healthy &amp;amp; Wealthy Retirement” (workbook).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Phone:&lt;/strong&gt; 253.686.3570 | &lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:drh@madronafinancial.com&quot; target=&quot;_blank&quot;&gt;drh@madronafinancial.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;http://madronafinancial.com/&quot; target=&quot;_blank&quot;&gt;madronafinancial.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;LinkedIn:&lt;/strong&gt;&amp;nbsp;&lt;a href=&quot;http://www.linkedin.com/in/richard-himmer-phd&quot; target=&quot;_blank&quot;&gt;www.linkedin.com/in/richard-himmer-phd&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ What the Rest of Us Can Learn From Microsoft's Early Retirement Offer ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/what-we-all-can-learn-from-the-microsoft-early-retirement-offer</link>
                                                                            <description>
                            <![CDATA[ Everyone — not just corporate executives — should map out their finances, tax strategy and healthcare needs to be ready for retirement on their own terms. ]]>
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                                                                        <pubDate>Sat, 04 Jul 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ ZAshburn@ReachStrategicWealth.com (Zachary Ashburn, CFP®, EA, AFC®) ]]></author>                    <dc:creator><![CDATA[ Zachary Ashburn, CFP®, EA, AFC® ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/o4buj7yikshu5y6CMby5aR.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Zach is co-founder and Chief Planning Officer of Reach Strategic Wealth, where he specializes in tax-efficient corporate exit planning for executives. With over a decade of experience as a professional adviser, he is passionate about bridging the critical gap in quality tax planning that exists between traditional investment advisors and tax preparers. &lt;/p&gt;&lt;p&gt;Beyond his professional expertise, Zach brings a unique perspective shaped by his personal journey as a former foster parent and current adoptive parent. He actively mentors others navigating their own adoption processes, combining his strategic planning skills with genuine compassion for families in transition.&lt;/p&gt;&lt;p&gt;In 2024, he and his family made the bold decision to start a fresh chapter on the North Carolina coast, where they have embraced a new lifestyle centered around sailing and fishing. Like his &quot;golden handcuffs&quot; clients are looking for, this coastal setting provides the perfect backdrop for balancing demanding professional responsibilities with quality family time alongside his two children.&lt;/p&gt;&lt;p&gt;Zach&#039;s approach to financial planning is informed by both his technical expertise and his deep understanding of life&#039;s unexpected turns and opportunities.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:ZAshburn@ReachStrategicWealth.com&quot; target=&quot;_blank&quot;&gt;ZAshburn@ReachStrategicWealth.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://www.Reachstrategicwealth.com&quot; target=&quot;_blank&quot;&gt;www.Reachstrategicwealth.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;https://www.linkedin.com/in/zacharyashburnea/&quot;&gt;&lt;strong&gt;LinkedIn&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ 5 Reasons You Should Claim Social Security at 70 (And 5 Reasons to Claim It Earlier) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/social-security/reasons-to-claim-social-security-at-70-and-reasons-not-to</link>
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                            <![CDATA[ Waiting until 70 to claim Social Security has its benefits, including maximizing your paycheck, but there are also valid reasons why you shouldn't wait. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/XDwi5gBeFpN2ByFsyuqXnJ.jpg ]]></dc:source>
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                                                            <title><![CDATA[ Ask the Tax Editor, July 3: Tax Questions for Investors ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/income-tax/ask-the-tax-editor-tax-questions-for-investors</link>
                                                                            <description>
                            <![CDATA[ In this week's Ask the Editor Q&A, Joy Taylor answers tax questions for investors, including queries on capital gains and qualified small business tock. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 10:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Income Tax]]></category>
                                                    <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                                                                <author><![CDATA[ joy.taylor@futurenet.com (Joy Taylor) ]]></author>                    <dc:creator><![CDATA[ Joy Taylor ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/agddhqsSAp8ho9yGuiVNsa.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Joy spends most of her time writing and editing federal tax and retirement content for &lt;em&gt;The Kiplinger Tax Letter&lt;/em&gt;, which is published biweekly. She also contributes tax and retirement content to kiplinger.com and &lt;em&gt;Kiplinger’s Retirement Report&lt;/em&gt;. Some of her Kiplinger articles have been picked up by the &lt;em&gt;Washington Post&lt;/em&gt; and other mainstream media outlets. Joy has also appeared in newspapers, television and on radio as an expert to discuss federal tax developments.&lt;/p&gt;
&lt;p&gt;Joy is an experienced tax attorney and CPA with in-depth knowledge of federal tax law. After graduating from the University of Houston with an accounting degree and getting her CPA, she started out as a revenue agent for the Internal Revenue Service. While at the IRS, she audited tax returns of individuals, pass-through entities and corporations. She then earned a J.D. at the University of Houston Law School and an LL.M. in Taxation at New York University School of Law. She worked as a tax consultant for two of the largest accounting firms, Ernst &amp;amp; Young and KPMG, advising business clients on all aspects of the federal tax code. Joy also spent 15 years as a tax lawyer in Washington, D.C., for two multinational law firms. She has written tax content for &lt;em&gt;Tax Notes, the Journal of Tax Practice and Procedure&lt;/em&gt; and USC’s Tax Institute, among other publications.&lt;/p&gt;
&lt;p&gt;After all her years working for big law firms and accounting firms, Joy saw the light and now puts all her education and federal tax experience to use writing for Kiplinger. Outside of work, she is an avid sports fan, movie buff and dog lover.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Can Your Heirs Inherit Credit Card Rewards, Airline Miles and Hotel Points? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/estate-planning/can-you-inherit-credit-card-rewards</link>
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                            <![CDATA[ Your credit card rewards could have real value after you're gone. Find out which points and miles can be passed on to your heirs. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Estate Planning]]></category>
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                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/i9WKViQpsJsYw4Gfj5JCQM.jpg ]]></dc:source>
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                                                            <title><![CDATA[ Is Home Insurance Pricing Retirees Out of the American Dream? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/home-insurance/is-home-insurance-pricing-retirees-out-of-the-american-dream</link>
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                            <![CDATA[ Homeowners insurance is a national crisis — and retirees are hit especially hard. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 10:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Chris Taylor ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/n5w3nhD5zABPJKjjAZSjaY.jpg ]]></dc:source>
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                                                            <title><![CDATA[ How to Use a Medicaid Asset Protection Trust to Help Shield Your Family From Long-Term Care Costs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/long-term-care/medicaid-asset-protection-trust</link>
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                            <![CDATA[ Medicaid Asset Protection Trusts can help protect your savings from being drained by long-term care costs, ensuring assets remain available for your family. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Long-term Care]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Estate Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Info@ScottTuckerSolutions.com (Scott Tucker, Investment Adviser Representative) ]]></author>                    <dc:creator><![CDATA[ Scott Tucker, Investment Adviser Representative ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/59ggvPtnyPkFoLSJJ6tpYD.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Scott Tucker is president and founder of Scott Tucker Solutions, Inc. He has been helping Chicago-area families with their finances since 2010. A U.S. Navy veteran, Scott served five years on active duty as a cryptologist and was selected for duty at the White House based on his service record. He holds life, health, property and casualty insurance licenses in Illinois, has passed the Series 65 securities exam in 2015 and is an Investment Adviser Representative.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Phone:&lt;/strong&gt; 847.786.9872 | &lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:Info@ScottTuckerSolutions.com&quot; target=&quot;_blank&quot;&gt;Info@ScottTuckerSolutions.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://scotttuckersolutions.com/&quot; target=&quot;_blank&quot;&gt;www.scotttuckersolutions.com&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Managing Your Money After a Loss: A 30-60-90-Day Plan for Surviving Spouses ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/managing-your-money-after-the-loss-of-a-spouse</link>
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                            <![CDATA[ Losing a spouse is hard enough without the stress of managing finances. This framework will help you cope in the days, weeks and months following your loss. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Julie Virta, CFP®, CFA, CTFA ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/hZnyEYbwqsjPvYrRZSWmbf.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Julie Virta, CFP®, CFA, CTFA is a senior financial adviser with &lt;a href=&quot;https://investor.vanguard.com/advice/financial-advisor/?cmpgn=RIG:PR:CMPGN:PASGRW:11042021:TXL:TXT:PublicRelation_PR:PAQ:OTHR:PAS:XXX:PRS:POS01:XX&quot; target=&quot;_blank&quot;&gt;Vanguard Personal Advisor Services&lt;/a&gt;. She specializes in creating customized investment and financial planning solutions for her clients and is particularly well-versed on comprehensive wealth management and legacy planning for multi-generational families. A Boston College graduate, Virta has over 25 years of industry experience and is a member of the CFA Society of Philadelphia and Boston College Alumni Association.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Website:&amp;nbsp;&lt;/strong&gt;&lt;a href=&quot;https://investor.vanguard.com/advice/financial-advisor/&quot; target=&quot;_blank&quot;&gt;https://investor.vanguard.com/advice/financial-advisor/&lt;/a&gt;&amp;nbsp;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Before You Sign Divorce Papers, Consider These 6 Tips From a Financial Adviser Who's Also a Certified Divorce Financial Analyst ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/divorce-tips-from-a-financial-adviser</link>
                                                                            <description>
                            <![CDATA[ Even if both parties want a divorce, dividing assets and splitting up a household is a bitter pill. Trained professionals can guide you through the transition. ]]>
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                                                                        <pubDate>Fri, 03 Jul 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mary Ware, CFP®, CIMA®, CDFA® ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/NXtF5SxGAa7ZsfSgkJiZhZ.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Mary Ware is an experienced senior wealth advisor and managing partner of Carnegie Private Wealth in Charlotte, North Carolina. It&#039;s her dream job because she gets to help individuals and families pursue their financial dreams. &lt;/p&gt;&lt;p&gt;After 20 years in the business, she&#039;s enjoying seeing some of those long-term visions — graduations, once-in-a-lifetime vacations and retirements — become reality. &lt;/p&gt;&lt;p&gt;Mary sees her role as helping her clients discover what&#039;s important to them, creating a plan for pursuing their goals and walking beside them as they do the work. She&#039;s upbeat and positive. She believes it&#039;s never too late to get started working toward financial goals.  &lt;/p&gt;&lt;p&gt;Mary earned her bachelor&#039;s degree in journalism and mass communication from University of North Carolina at Chapel Hill and her MBA from Wake Forest University. She also earned credentials to better serve clients: Certified Financial Planner® (CFP®), Certified Investment Management Analyst (CIMA®) and Certified Divorce Financial Analyst (CDFA®). She holds several securities licenses, as well.   &lt;/p&gt;&lt;p&gt;Mary&#039;s go-to financial advice, which she heeds, is to invest in experiences rather than things.  &lt;/p&gt;&lt;p&gt;She enjoys spending time with her husband, Luke, their two children and extended family and friends. She loves cheering on the Tar Heels and all Charlotte sports teams. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;http://www.carnegiepw.com&quot; target=&quot;_blank&quot;&gt;www.carnegiepw.com&lt;/a&gt; | &lt;a href=&quot;https://www.linkedin.com/in/maryswarecarnegieprivatewealth&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;LinkedIn&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Nasdaq Sinks as Sandisk Sell-Off Continues: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/nasdaq-sinks-as-sandisk-sell-off-continues-stock-market-today</link>
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                            <![CDATA[ Another day of weak price action for chip stocks weighed on the Nasdaq, but the Dow headed into the long holiday weekend at new highs. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 20:11:43 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Jul 2026 20:12:21 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/ses9Ku2zDwacy4UVNgAWda.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;With over a decade of experience writing about the stock market, Karee Venema is the senior investing editor at Kiplinger.com. She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at a local investment research firm. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.&lt;/p&gt;&lt;p&gt;At Kiplinger, Karee oversees a wide range of investing coverage, including content focused on equities, fixed income, mutual funds, exchange-traded funds (ETFs), commodities, currencies, macroeconomics and more. She also pens the daily Closing Bell newsletter and is a frequent contributor to the Federal Reserve live blog. Karee&#039;s work has appeared in numerous media outlets, including InvestorPlace, TheStreet.com, Investopedia and USA Today. &lt;/p&gt;&lt;p&gt;Karee graduated from Bowling Green State University in Bowling Green, Ohio, where she received her Bachelor of Arts in Communication. When she&#039;s not researching and writing investing stories for Kiplinger, Karee spends her time with her family and friends, as well as her three adorable animals – two loving cats and one chatty terrier. She is also an involved member of the community, volunteering for the Parent Teacher Association (PTA).&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Is Clear+ Worth It After the Price Hike? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/travel/is-clear-worth-it</link>
                                                                            <description>
                            <![CDATA[ Clear just raised prices for the second year in a row. Is it time to drop your Clear+ membership? ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 16:43:12 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Travel]]></category>
                                                    <category><![CDATA[Travel Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                                                                                    <dc:creator><![CDATA[ Rachael Green ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/TBsj5vge5PFS893QLtWChb.jpg ]]></dc:source>
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                                                            <title><![CDATA[ Are Trump Accounts a Seesaw to Privatizing Social Security? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/are-trump-accounts-a-seesaw-to-privatizing-social-security</link>
                                                                            <description>
                            <![CDATA[ As Social Security barrels toward projected cuts, a newly launched federal savings initiative could privatize the program. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 13:17:00 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Jul 2026 13:49:12 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Politics]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/UgDuYP78MP6HLZCTuj6wpR.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Kate Schubel, CPA, is a tax writer for Kiplinger.com who specializes in demystifying retirement planning, state-level taxation, and affordable living. &lt;/p&gt;&lt;p&gt;As a published children&#039;s book author and former local journalist, Kate recognizes that while the tax code is rigid, the way we tell its story doesn&#039;t have to be. She leverages this unique narrative background to translate technical compliance into actionable strategies that meet readers where they are, regardless of their financial expertise. &lt;/p&gt;&lt;p&gt;Before joining Kiplinger, Kate built a versatile career spanning audit, technology, and accounting. Her professional journey includes tenure at The Walt Disney Company, a position at a CPA firm, and a role in the finance department of the local Girl Scouts council, where she modernized banking practices and financial policies. &lt;/p&gt;&lt;p&gt;By bridging the gap between new media and accounting, Kate proves that financial news can be both technically rigorous and engagingly accessible. She holds a B.A. in New Media from the University of North Carolina at Asheville, with minors in Accounting and Computer Science, and a license as a Certified Public Accountant through the North Carolina State Board of CPA Examiners.  &lt;br&gt;&lt;br&gt; &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ These Smart Upgrades Are Game-Changers if You're Living in an Older Home ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/home-improvement/smart-upgrades-if-youre-living-in-an-older-home</link>
                                                                            <description>
                            <![CDATA[ Transform your older home with these high-impact smart upgrades. From reinforced exterior doors to energy-saving thermostats, here is how to improve safety and value. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 12:00:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Home Improvement]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Sean Jackson ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/utrHE6sjywN2sZPLdAuC5Z.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Sean is a veteran personal finance writer with over 10 years of experience. He&#039;s written savings, insurance and debt management eBooks for nonprofits; he&#039;s created helpful insurance, travel and homeowner advice for &lt;a href=&quot;https://www.bankrate.com/authors/sean-jackson/&quot;&gt;Bankrate&lt;/a&gt;, and helped readers save money on energy costs and credit cards with &lt;a href=&quot;https://www.cnet.com/profiles/seanjackson/&quot;&gt;CNET&lt;/a&gt;.  He also served as an editorial consultant for &lt;a href=&quot;https://www.zdnet.com/meet-the-team/sean-jackson/&quot;&gt;ZDNet&lt;/a&gt;, where he guided readers to the best deals on everyday tech, the best credit cards for travel rewards and tips to keep your home internet safe. &lt;/p&gt;&lt;p&gt;Along with personal finance content, he&#039;s won a regional ad award for one of his podcast ads and had a short story published in a Max Lucado anthology. &lt;/p&gt;&lt;p&gt;Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, &lt;a href=&quot;https://www.kiplinger.com/business/get-a-step-ahead&quot;&gt;A Step Ahead&lt;/a&gt;.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ The Cost of Staying Put: Aging in the Neighborhood You Love ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/the-cost-of-staying-put-how-to-age-in-your-beloved-neighborhood</link>
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                            <![CDATA[ Your neighbors are your friends and support system. Aging in place means you'll need to account for more than just maintenance and rising property taxes. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/XxgK3u97V33axhtjMfV2XG.jpg ]]></dc:source>
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                                                            <title><![CDATA[ Investing Lessons From 'The Three Little Pigs': Ways to Help Build a Portfolio the Big Bad Wolf Can't Blow Down ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/investing-lessons-from-the-three-little-pigs</link>
                                                                            <description>
                            <![CDATA[ Is your portfolio as well built and diversified as you think? If you're worried it won't help keep you safe in retirement, it could be time to renovate. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 09:45:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@meritadvisorsllc.com (J. Burke &quot;J.B.&quot; Howard) ]]></author>                    <dc:creator><![CDATA[ J. Burke &quot;J.B.&quot; Howard ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/fcwNJKygrY88z3Sb7aTFyY.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;J. Burke &quot;J.B.&quot; Howard is the Founder, President and Senior Financial Adviser of Merit Advisors, LLC, an independent financial advisory firm in Westerville, Ohio. With over 20 years of experience in the financial services industry, J.B. specializes in comprehensive retirement planning — helping clients create tax-efficient income strategies, manage investment risk and plan for legacy goals. &lt;/p&gt;&lt;p&gt;He holds the Registered Financial Consultant (RFC®), Chartered Life Underwriter (CLU®) and Certified Senior Advisor (CSA®) designations, and he is an Investment Adviser Representative registered with AE Wealth Management. &lt;/p&gt;&lt;p&gt;J.B. is passionate about financial literacy and believes in empowering clients to make &quot;IDEAL&quot; choices for their retirement. &lt;/p&gt;&lt;p&gt;When he&#039;s not advising clients, J.B. enjoys an active lifestyle outdoors on his Ohio homestead with his family. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;Phone:&lt;/strong&gt; 614.686.3748 | &lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:info@meritadvisorsllc.com&quot; target=&quot;_blank&quot;&gt;info@meritadvisorsllc.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://meritadvisorsllc.com/&quot; target=&quot;_blank&quot;&gt;meritadvisorsllc.com&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&lt;a href=&quot;https://www.facebook.com/MeritAdvisorsLLC/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Facebook&lt;/strong&gt;&lt;/a&gt; | &lt;a href=&quot;https://www.youtube.com/channel/UCWJNTltxbMBMsevHH6JmBCg&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;YouTube&lt;/strong&gt;&lt;/a&gt; &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Want to Protect Your Assets? Consider Life Insurance You Don't Have to Die to Use ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/life-insurance/life-insurance-you-dont-have-to-die-to-use</link>
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                            <![CDATA[ Millions of Americans have no protection for unexpected health costs in retirement. The answer isn't health insurance. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Life Insurance]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Mehran Assadi ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/ajxhFS8c6vgWKJV7bq4TcH.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Mehran Assadi is Chair, Chief Executive Officer and President of National Life Group. Assadi joined National Life in September 2003 as Executive Consultant to the Chief Executive Officer, charged with overseeing strategic initiatives. Shortly thereafter, he was hired and appointed interim Chief Operating Officer. In 2005, he was appointed President of Life and Annuity. &lt;/p&gt;&lt;p&gt;Since becoming President and Chief Executive Officer in 2009, Assadi has led major growth in both top- and bottom-line results of National Life&#039;s life and annuity business and has worked to build a culture of collaboration, engagement and empowerment among employees. He joined National Life&#039;s Board of Directors in 2009 and was elected Chair in 2017.&lt;/p&gt;&lt;p&gt;In September 2023, Assadi was elected to the Board of Directors of the American Council of Life Insurers (ACLI). He also serves as a member of ACLI&#039;s CEO Steering Committee on Prudential Issues and Executive Roundtable Planning Committee. He previously served as Chair of the ACLI Mid-Tier Interest Group and as a member of the Corporate Governance Committee and ACLI Political Action Committee. &lt;/p&gt;&lt;p&gt;Before joining National Life Group, Assadi served as Chief Marketing Officer and Chief Information Officer at Provident Mutual in Newark, Delaware. &lt;/p&gt;&lt;p&gt;He earned his undergraduate degree from Towson University and a Master&#039;s in Management Information Systems from the University of Baltimore.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ How to Build a Financial Plan Around a Variable Income: For Freelancers, Gig Workers and Commission-Based Earners ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/careers/variable-income-financial-plan-for-freelancers-gig-workers</link>
                                                                            <description>
                            <![CDATA[ Managing variable income is much less stressful when you build your budget around your lowest typical earnings, and use automated systems for savings and taxes. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Careers]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Anthony Martin ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/9oA7jNek3KARMHR28njXHb.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Anthony Martin is CEO and Founder of Choice Mutual. Nationally licensed life insurance agent with 10+ years of experience. Official Member at Forbes Finance Council. Obsessed with finances, building tech and collaborating with other successful entrepreneurs.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://choicemutual.com&quot; target=&quot;_blank&quot;&gt;choicemutual.com&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ How the Stock Market Performed in the Second Quarter of 2026: An Investment Adviser's Take ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/how-the-stock-market-performed-in-q2-2026</link>
                                                                            <description>
                            <![CDATA[ Q2 2026 was defined by a disconnect between soaring market valuations and underlying economic realities. Speculative fervor is making the landscape casinolike. ]]>
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                                                                        <pubDate>Thu, 02 Jul 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ prem@greenrockadvisory.com (Prem Patel, MBA, IAR) ]]></author>                    <dc:creator><![CDATA[ Prem Patel, MBA, IAR ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/2xi4LRaxFQRwpwv3UqTHWc.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;In 2010, Prem Patel founded GreenRock Advisory, an independent firm within the Schwab Advisor Network, serving affluent clients nationwide. As a registered investment adviser and fiduciary, Prem enjoys forging lifelong relationships with clients, delivering personalized, unbiased guidance to help them achieve their financial goals. &lt;/p&gt;&lt;p&gt;With 30 years of personal investment experience, he draws on his Series 65 license, MBA from The Ohio State University Fisher College of Business — specializing in investments, finance and economics — and deep study of financial history to sharpen his market insight.&lt;/p&gt;&lt;p&gt;Prem’s career began as a pharmacist, instilling a people-first mindset he carried into diverse corporate leadership roles. This blend of strategy and empathy shapes his wealth management approach. &lt;/p&gt;&lt;p&gt;Also an educator, he supports local schools and teaches financial literacy to kids in grade school. Through market insights shared with his network, his writing offers readers practical strategies for long-term success.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:prem@greenrockadvisory.com&quot;&gt;prem@greenrockadvisory.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://www.greenrockadvisory.com/&quot; target=&quot;_blank&quot;&gt;www.greenrockadvisory.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;LinkedIn: &lt;/strong&gt;&lt;a href=&quot;https://www.linkedin.com/in/premgreenrock&quot; target=&quot;_blank&quot;&gt;www.linkedin.com/in/premgreenrock&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Dow Closes Lower as Caterpillar Stock Slumps: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/dow-closes-lower-as-caterpillar-stock-slumps-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ Sinking chip stocks dragged on the Nasdaq on Wednesday, but a big rally for Meta Platforms helped limit losses. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 20:11:32 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Jul 2026 20:21:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/ses9Ku2zDwacy4UVNgAWda.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;With over a decade of experience writing about the stock market, Karee Venema is the senior investing editor at Kiplinger.com. She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at a local investment research firm. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.&lt;/p&gt;&lt;p&gt;At Kiplinger, Karee oversees a wide range of investing coverage, including content focused on equities, fixed income, mutual funds, exchange-traded funds (ETFs), commodities, currencies, macroeconomics and more. She also pens the daily Closing Bell newsletter and is a frequent contributor to the Federal Reserve live blog. Karee&#039;s work has appeared in numerous media outlets, including InvestorPlace, TheStreet.com, Investopedia and USA Today. &lt;/p&gt;&lt;p&gt;Karee graduated from Bowling Green State University in Bowling Green, Ohio, where she received her Bachelor of Arts in Communication. When she&#039;s not researching and writing investing stories for Kiplinger, Karee spends her time with her family and friends, as well as her three adorable animals – two loving cats and one chatty terrier. She is also an involved member of the community, volunteering for the Parent Teacher Association (PTA).&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ What Bobby Bonilla Day Can Teach You About Retirement ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/what-bobby-bonilla-day-can-teach-you-about-retirement</link>
                                                                            <description>
                            <![CDATA[ His million-dollar July 1 paycheck isn't something most people can replicate, but the idea behind it can help you build a stronger retirement plan. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 15:32:41 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Carla Ayers ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/NTPz7XkKEKyB8wUHkQnhGQ.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Carla Ayers is the eCommerce and Personal Finance Editor at Kiplinger, where she covers consumer spending, savings strategies and real estate trends. Since joining in 2024, she has focused on delivering practical, service-driven advice to help readers make smarter financial decisions.&lt;/p&gt;&lt;p&gt;Her background spans commercial and residential real estate, bringing firsthand insight to her work. She has written for Rocket Mortgage, Inman, the National Association of Realtors and other industry publications.&lt;/p&gt;&lt;p&gt;Carla is passionate about making complex topics clear and actionable, meeting readers where they are with timely guidance. Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, &lt;a href=&quot;https://www.kiplinger.com/business/get-a-step-ahead&quot;&gt;A Step Ahead&lt;/a&gt;.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Think You Can Afford That House? Run These Numbers First ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/real-estate/buying-a-home/can-you-afford-that-house</link>
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                            <![CDATA[ The true cost of homeownership goes far beyond the mortgage payment. Here's what to consider before making an offer. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 14:00:54 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Buying A Home]]></category>
                                                    <category><![CDATA[Family Savings]]></category>
                                                    <category><![CDATA[Home Insurance]]></category>
                                                    <category><![CDATA[Home Savings]]></category>
                                                    <category><![CDATA[Mortgages]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[How To Save Money]]></category>
                                                    <category><![CDATA[Insurance]]></category>
                                                                                                                    <dc:creator><![CDATA[ Choncé Maddox ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/UYdRhdVHQX23PRFMjyHC8Q.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Choncé Maddox is a contributor to Kiplinger, where she writes about smart ways to manage money, including how to save wisely, find deals on everyday purchases, and make confident financial decisions. She’s especially passionate about helping readers understand the practical steps they can take to pay off debt, build a budget that works, and create a financial plan that supports their goals.&lt;/p&gt;&lt;p&gt;With more than nine years of experience as a personal finance writer, Choncé has written about mortgages and mortgage refinancing for &lt;em&gt;Fox Business&lt;/em&gt;, covered investing topics for &lt;em&gt;Business Insider&lt;/em&gt;, and contributed to sites such as &lt;em&gt;LendingTree&lt;/em&gt;, &lt;em&gt;Credit Sesame&lt;/em&gt;, &lt;em&gt;Barclaycard&lt;/em&gt;, and the &lt;em&gt;New York Post&lt;/em&gt;.&lt;/p&gt;&lt;p&gt;In 2017, she became a Certified Financial Education Instructor through the National Financial Educators Council. Her interest in how life insurance plays a role in family finances led her to briefly work as a licensed life insurance agent in Illinois before returning to her full-time writing career.&lt;/p&gt;&lt;p&gt;Choncé holds a B.A. in Journalism and Communications from Northern Illinois University. &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ If You Put $1,000 Into an S&P 500 ETF 20 Years Ago, Here's What You'd Have Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/spy-sp500-1000-invested-worth-how-much-now</link>
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                            <![CDATA[ The S&P 500 has delivered strong returns for buy-and-hold investors. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 13:05:53 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Stocks-to-buy]]></category>
                                                    <category><![CDATA[Blue Chip Stocks]]></category>
                                                    <category><![CDATA[Tech Stocks]]></category>
                                                    <category><![CDATA[Growth Stocks]]></category>
                                                    <category><![CDATA[ETFs]]></category>
                                                    <category><![CDATA[Stocks]]></category>
                                                                                                <author><![CDATA[ kipdigital@futurenet.com (Dan Burrows) ]]></author>                    <dc:creator><![CDATA[ Dan Burrows ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/JGDa8CVTvRMNdmeQmxuD6f.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Dan Burrows is Kiplinger&#039;s senior investing writer, having joined the publication full time in 2016.&lt;/p&gt;&lt;p&gt;A long-time financial journalist, Dan is a veteran of MarketWatch, CBS MoneyWatch, SmartMoney, InvestorPlace, DailyFinance and other tier 1 national publications. He has written for The Wall Street Journal, Bloomberg and Consumer Reports and his stories have appeared in the New York Daily News, the San Jose Mercury News and Investor&#039;s Business Daily, among many other outlets. As a senior writer at AOL&#039;s DailyFinance, Dan reported market news from the floor of the New York Stock Exchange.&lt;/p&gt;&lt;p&gt;Once upon a time – before his days as a financial reporter and assistant financial editor at legendary fashion trade paper Women&#039;s Wear Daily – Dan worked for Spy magazine, scribbled away at Time Inc. and contributed to Maxim magazine back when lad mags were a thing. He&#039;s also written for Esquire magazine&#039;s Dubious Achievements Awards.&lt;/p&gt;&lt;p&gt;Dan holds a bachelor&#039;s degree from Oberlin College and a master&#039;s degree from Columbia University.&lt;/p&gt;&lt;p&gt;Disclosure: Dan does not trade individual stocks or securities. He is eternally long the U.S equity market, primarily through tax-advantaged accounts.&lt;/p&gt; ]]></dc:description>
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                                                                                                                                                                                                                                    <media:description><![CDATA[ S&amp;P 500 set against a vibrant digital background of financial charts and market data]]></media:description>                                                            <media:text><![CDATA[ S&amp;P 500 set against a vibrant digital background of financial charts and market data]]></media:text>
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                                                            <title><![CDATA[ What the Latest Supreme Court Decisions Mean for Your Money  in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/what-the-supreme-courts-latest-decisions-mean-for-your-money</link>
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                            <![CDATA[ Several recent U.S. Supreme Court rulings could have notable financial consequences for homeowners, taxpayers, investors, and consumers. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 12:31:00 +0000</pubDate>                                                                                                                                <updated>Sat, 04 Jul 2026 00:05:18 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/K4UVmV3JrZhRQQQiGM5Fah.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;As the senior tax editor at Kiplinger.com, Kelley R. Taylor simplifies complex federal and state tax rules, news, and policy developments so that readers can make confident, informed decisions. She brings more than two decades of experience at the intersection of education, law, finance, and tax, drawing on her background as both a corporate attorney and a business journalist.​&lt;/p&gt;&lt;p&gt;Kelley previously wrote for Tax Notes Today, a Tax Analysts publication, where she covered sophisticated tax issues involving partnerships, carried interest, and high‑net‑worth individuals. Earlier in her career as an attorney at the global professional services firm Ernst &amp; Young (EY), she focused on tax developments related to compensation and benefits as well as tax‑exempt organizations, experience that now informs her practical, real‑world approach to tax coverage. &lt;/p&gt;&lt;p&gt;Kelley has helped taxpayers make sense of shifting U.S. tax law and policy from the Affordable Care Act (ACA) and the Tax Cuts and Jobs Act (TCJA) to SECURE 2.0, the Inflation Reduction Act, and most recently, the 2025 “Big, Beautiful Bill.”&lt;/p&gt;&lt;p&gt;Kelley&#039;s writing has been featured on numerous sites and in national and specialty publications, including School Library Journal, Chicago Tribune, Yahoo Finance, CPA Practice Advisor, MSN, Nasdaq, and more. She holds a B.A. from William and Mary and a J.D. from George Mason University School of Law, and her work has been recognized with two national awards for publication excellence.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Apple's Price Hikes Signal Costlier Electronics for Years to Come ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/business/apples-price-hikes-signal-costlier-electronics-for-years-to-come</link>
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                            <![CDATA[ Consumers and businesses should brace for sticker shock when buying PCs, smartphones, tablets and other electronics. Relief may have to wait until 2029. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 10:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Business]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Leisure]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Spending]]></category>
                                                                                                <author><![CDATA[ john.miley@futurenet.com (John Miley) ]]></author>                    <dc:creator><![CDATA[ John Miley ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/78uPD8m872ZxbhH22ABUVo.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;John Miley is a Senior Associate Editor at &lt;em&gt;The Kiplinger Letter&lt;/em&gt;. He mainly covers technology, telecom and education, but will jump on other important business topics as needed. In his role, he provides timely forecasts about emerging technologies, business trends and government regulations. He also edits stories for the weekly publication and has written and edited e-mail newsletters.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;He joined Kiplinger in August 2010 as a reporter for &lt;em&gt;Kiplinger&#039;s Personal Finance&lt;/em&gt; magazine, where he wrote stories, fact-checked articles and researched investing data. After two years at the magazine, he moved to the &lt;em&gt;Letter&lt;/em&gt;, where he has been for the last decade. He holds a BA from Bates College and a master’s degree in magazine journalism from Northwestern University, where he specialized in business reporting. An avid runner and a former decathlete, he has written about fitness and competed in triathlons.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Is Your Financial Adviser for Retirement Worth the 1% Fee? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/is-your-financial-adviser-for-retirement-worth-the-1-percent-fee</link>
                                                                            <description>
                            <![CDATA[ The 1% adviser fee has been a mainstay for retirement planning. But now that AI is doing some of their work, it’s worth knowing exactly what you're paying for. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 10:05:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                <author><![CDATA[ jacobsschroeder@gmail.com (Jacob Schroeder) ]]></author>                    <dc:creator><![CDATA[ Jacob Schroeder ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/D5UjXXGmxUbRevzxzkaKAZ.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (&lt;a href=&quot;https://rootofall.substack.com/&quot;&gt;https://rootofall.substack.com/&lt;/a&gt;), exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.&lt;/p&gt; ]]></dc:description>
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                                                                                                                                                                                                                                    <media:description><![CDATA[A financial adviser, insurance agent or business colleagues handshaking across the table during a meeting in modern office. ]]></media:description>                                                            <media:text><![CDATA[A financial adviser, insurance agent or business colleagues handshaking across the table during a meeting in modern office. ]]></media:text>
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                                                            <title><![CDATA[ This Changes Your Social Security Decision (Especially if You're in the 2% Club) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/social-security/a-pension-changes-your-social-security-decision</link>
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                            <![CDATA[ If you have a pension and $1 million-plus saved, deciding when to take Social Security is about optimizing your taxes, legacy planning and long-term income. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Social Security]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ info@peakretirementplanning.com (Joe F. Schmitz Jr., CFP®, ChFC®, CKA®) ]]></author>                    <dc:creator><![CDATA[ Joe F. Schmitz Jr., CFP®, ChFC®, CKA® ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/fS2gHicypTwjcePYg5dyoT.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Joe F. Schmitz Jr., CFP®, ChFC®, CKA®, is the founder and CEO of Peak Retirement Planning, Inc., which was named the No. 1 fastest-growing private company in Columbus, Ohio, by Inc. 5000 in 2025. His firm focuses on serving those in the 2% Club by providing the 5 Pillars of Pension Planning. &lt;/p&gt;&lt;p&gt;Known as a thought leader in the industry, he is featured in TV news segments and has written three bestselling books: &lt;em&gt;I Hate Taxes &lt;/em&gt;(&lt;a href=&quot;https://peakretirementplanning.com/ihatetaxes/?utm_source=Kiplinger&quot; target=&quot;_blank&quot;&gt;request a free copy&lt;/a&gt;), &lt;em&gt;Midwestern Millionaire&lt;/em&gt; (&lt;a href=&quot;https://peakretirementplanning.com/midwesternmillionaire/?utm_source=Kiplinger&quot; target=&quot;_blank&quot;&gt;request a free copy&lt;/a&gt;) and &lt;em&gt;The 2% Club&lt;/em&gt; (&lt;a href=&quot;https://peakretirementplanning.com/twopercentclub/?utm_source=Kiplinger&quot; target=&quot;_blank&quot;&gt;request a free copy&lt;/a&gt;). &lt;/p&gt;&lt;p&gt;You may have also &lt;a href=&quot;https://www.youtube.com/@peakretirementplanninginc.&quot; target=&quot;_blank&quot;&gt;seen Joe on YouTube&lt;/a&gt;, where he has one of the largest educational retirement planning channels for those in or near retirement with $1 million-plus saved and pensions.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Phone:&lt;/strong&gt; 614.500.4121 | &lt;strong&gt;Email: &lt;/strong&gt;&lt;a href=&quot;mailto:info@peakretirementplanning.com&quot; target=&quot;_blank&quot;&gt;info@peakretirementplanning.com&lt;/a&gt; | &lt;strong&gt;Website: &lt;/strong&gt;&lt;a href=&quot;https://www.peakretirementplanning.com/&quot; target=&quot;_blank&quot;&gt;www.peakretirementplanning.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;Investment Advisory Services and Insurance Services are offered through Peak Retirement Planning, Inc., a Securities and Exchange Commission registered investment advisor able to conduct advisory services where it is registered, exempt or excluded from registration.&lt;/em&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ I'm a Real Estate Pro: This Is Why (and How) I'm Deferring My Taxes Until I Die ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/tax-planning/real-estate-deferring-taxes-until-you-die</link>
                                                                            <description>
                            <![CDATA[ Real estate investors can use 1031 exchanges and depreciation to defer taxes over a lifetime, before passing assets to heirs tax-free. Here's how it works. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Tax Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[Capital Gains Tax]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Alan Stalcup ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/Gf6Kiz7hVbaTAozkUjpvZF.png ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Alan Stalcup is a Texas-based real estate executive best known as the CEO and founder of GVA Real Estate Group, a vertically integrated company focused on acquiring multifamily properties and adding value through effective asset, property and construction management. GVA has completed more than $10 billion in transactions under Alan&#039;s leadership and managed approximately 30,000 apartment units across Texas and the Southeastern United States. &lt;/p&gt;&lt;p&gt;Alan entered the world of real estate as a lone investor in 2010, looking to convert the earnings from his successful marketing software company into tax-efficient passive income. He soon built a strong private portfolio and, after selling his company in 2015, decided to make commercial real estate his primary focus.&lt;/p&gt;&lt;p&gt;Alan&#039;s writing and commentary has been featured in many prestigious publications, including the Mann Report, the Texas Real Estate Business Magazine and many more.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://alanstalcup.com&quot; target=&quot;_blank&quot;&gt;alanstalcup.com&lt;/a&gt; | &lt;a href=&quot;https://www.linkedin.com/in/alan-stalcup-09569545&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;LinkedIn&lt;/strong&gt;&lt;/a&gt; &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Trump Accounts Arrive Soon: Are They the Right Fit for Your Family? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/savings/are-trump-accounts-the-right-fit-for-your-family</link>
                                                                            <description>
                            <![CDATA[ Trump Accounts have pros and cons, but having one could be a good way to educate your child about finances while also providing a financial safety net. ]]>
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                                                                        <pubDate>Wed, 01 Jul 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Randy E. Porzel, CFP®, RICP® ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/nvdB7FLcbsMM7vsrcQ4vyn.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Randy Porzel is a Partner at Private Vista, where he helps individuals and families design comprehensive financial plans that align with their life goals. Randy began his career as an intern at Private Vista and has worked his way up through every job at the practice. &lt;/p&gt;&lt;p&gt;With nearly 20 years of wealth management experience and countless hours spent in client meetings, he has developed a deep understanding of client expectations, the need for clarity and how uncertainty can create anxiety about the future. &lt;/p&gt;&lt;p&gt;This is why Randy enjoys taking clients through his planning process, using tools that answer the questions and clear the uncertainty so that they can look forward to their idea of an enriched life. &lt;/p&gt;&lt;p&gt;He currently sits on the board of the Financial Planning Association, Chicago Loop Council, the Chicago LightHouse for the Blind Junior Board and the Darien Lions Club. &lt;/p&gt;&lt;p&gt;Randy graduated from the University of Illinois Chicago with a Bachelor of Science in Finance. He resides in Chicago. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://myprivatevista.com&quot; target=&quot;_blank&quot;&gt;myprivatevista.com&lt;/a&gt; | &lt;a href=&quot;https://www.linkedin.com/in/randyporzel&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;LinkedIn&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                                                                                                                                        <media:description><![CDATA[President Donald Trump arrives on stage at the Trump Accounts Summit on January 28, 2026, in Washington, D.C. ]]></media:description>                                                            <media:text><![CDATA[President Trump Delivers Remarks During The  Trump Accounts Summit ]]></media:text>
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                                                            <title><![CDATA[ Dow Hits More Highs as Consumers Get More Confident: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/dow-hits-more-highs-as-consumers-get-more-confident-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ Everybody is enjoying the run-up to Independence Day 2026, with Papa Dow making new highs and consumers recovering from an energy shock. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 20:12:57 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Jul 2026 18:15:22 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Dittman ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/atntNFPM5sSSnaYvgwZoQ6.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;David Dittman is the former managing editor and chief investment strategist of Utility Forecaster, which was named one of &quot;10 investment newsletters to read besides Buffett&#039;s&quot; in 2015.&lt;/p&gt;&lt;p&gt;He&#039;s also the former editorial director of Investing Daily, Charles Street Research, and Weiss Ratings.&lt;/p&gt;&lt;p&gt;David is a co-author of &quot;The Rise of the State: Profitable Investing and Geopolitics in the 21st Century.&quot;&lt;/p&gt;&lt;p&gt;A graduate of the University of California, San Diego, and the Villanova University School of Law, and a former stockbroker, David has been working in financial media for more than 20 years.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ What New Supreme Court Rulings Mean for Your Money in 2026 ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/what-new-supreme-court-decisions-mean-for-your-money</link>
                                                                            <description>
                            <![CDATA[ Several recent U.S. Supreme Court rulings could have notable financial consequences for homeowners, taxpayers, investors, and consumers. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 15:59:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Jul 2026 12:25:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Law]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kelley R. Taylor ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/K4UVmV3JrZhRQQQiGM5Fah.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;As the senior tax editor at Kiplinger.com, Kelley R. Taylor simplifies complex federal and state tax rules, news, and policy developments so that readers can make confident, informed decisions. She brings more than two decades of experience at the intersection of education, law, finance, and tax, drawing on her background as both a corporate attorney and a business journalist.​&lt;/p&gt;&lt;p&gt;Kelley previously wrote for Tax Notes Today, a Tax Analysts publication, where she covered sophisticated tax issues involving partnerships, carried interest, and high‑net‑worth individuals. Earlier in her career as an attorney at the global professional services firm Ernst &amp; Young (EY), she focused on tax developments related to compensation and benefits as well as tax‑exempt organizations, experience that now informs her practical, real‑world approach to tax coverage. &lt;/p&gt;&lt;p&gt;Kelley has helped taxpayers make sense of shifting U.S. tax law and policy from the Affordable Care Act (ACA) and the Tax Cuts and Jobs Act (TCJA) to SECURE 2.0, the Inflation Reduction Act, and most recently, the 2025 “Big, Beautiful Bill.”&lt;/p&gt;&lt;p&gt;Kelley&#039;s writing has been featured on numerous sites and in national and specialty publications, including School Library Journal, Chicago Tribune, Yahoo Finance, CPA Practice Advisor, MSN, Nasdaq, and more. She holds a B.A. from William and Mary and a J.D. from George Mason University School of Law, and her work has been recognized with two national awards for publication excellence.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Weak June Jobs Report Quiets the Rate-Hike Conversation ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/economy/jobs-report-june-2026-what-to-expect</link>
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                            <![CDATA[ The June jobs report came in well below economists' estimates, but the unemployment rate ticked lower. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 15:34:55 +0000</pubDate>                                                                                                                                <updated>Thu, 02 Jul 2026 13:22:02 +0000</updated>
                                                                                                                                            <category><![CDATA[Economy]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                <author><![CDATA[ karee.venema@futurenet.com (Karee Venema) ]]></author>                    <dc:creator><![CDATA[ Karee Venema ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/ses9Ku2zDwacy4UVNgAWda.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;With over a decade of experience writing about the stock market, Karee Venema is the senior investing editor at Kiplinger.com. She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at a local investment research firm. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.&lt;/p&gt;&lt;p&gt;At Kiplinger, Karee oversees a wide range of investing coverage, including content focused on equities, fixed income, mutual funds, exchange-traded funds (ETFs), commodities, currencies, macroeconomics and more. She also pens the daily Closing Bell newsletter and is a frequent contributor to the Federal Reserve live blog. Karee&#039;s work has appeared in numerous media outlets, including InvestorPlace, TheStreet.com, Investopedia and USA Today. &lt;/p&gt;&lt;p&gt;Karee graduated from Bowling Green State University in Bowling Green, Ohio, where she received her Bachelor of Arts in Communication. When she&#039;s not researching and writing investing stories for Kiplinger, Karee spends her time with her family and friends, as well as her three adorable animals – two loving cats and one chatty terrier. She is also an involved member of the community, volunteering for the Parent Teacher Association (PTA).&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Do You Know More Retirement Tax Rules Than a 28-Year-Old? Take the Quiz ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/puzzles/quizzes/do-you-know-more-retirement-tax-rules-than-a-28-year-old</link>
                                                                            <description>
                            <![CDATA[ We gave a Gen Z non-finance professional these five questions, and here's how they scored. Can you beat it? ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 14:31:00 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Jul 2026 19:42:24 +0000</updated>
                                                                                                                                            <category><![CDATA[Quizzes]]></category>
                                                    <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Puzzles]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/UgDuYP78MP6HLZCTuj6wpR.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Kate Schubel, CPA, is a tax writer for Kiplinger.com who specializes in demystifying retirement planning, state-level taxation, and affordable living. &lt;/p&gt;&lt;p&gt;As a published children&#039;s book author and former local journalist, Kate recognizes that while the tax code is rigid, the way we tell its story doesn&#039;t have to be. She leverages this unique narrative background to translate technical compliance into actionable strategies that meet readers where they are, regardless of their financial expertise. &lt;/p&gt;&lt;p&gt;Before joining Kiplinger, Kate built a versatile career spanning audit, technology, and accounting. Her professional journey includes tenure at The Walt Disney Company, a position at a CPA firm, and a role in the finance department of the local Girl Scouts council, where she modernized banking practices and financial policies. &lt;/p&gt;&lt;p&gt;By bridging the gap between new media and accounting, Kate proves that financial news can be both technically rigorous and engagingly accessible. She holds a B.A. in New Media from the University of North Carolina at Asheville, with minors in Accounting and Computer Science, and a license as a Certified Public Accountant through the North Carolina State Board of CPA Examiners.  &lt;br&gt;&lt;br&gt; &lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Why Grocery Chains Like Costco Are Racing to Open Stores Across America ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/shopping/grocery-chains-opening-new-stores</link>
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                            <![CDATA[ Costco and other value retailers are opening new stores as demand for lower-priced groceries continues to grow. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 13:55:02 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Shopping]]></category>
                                                    <category><![CDATA[Rewards Credit Cards]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Credit Cards]]></category>
                                                                                                                    <dc:creator><![CDATA[ Paige Cerulli ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/i9WKViQpsJsYw4Gfj5JCQM.jpg ]]></dc:source>
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                                                            <title><![CDATA[ The Asset Location Rule: Where to Put Income Investments in Retirement? ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/the-asset-location-rule-for-income-investments-in-retirement</link>
                                                                            <description>
                            <![CDATA[ Where you hold your investments is as important as what you're investing in. Here's how to optimize your asset location for a more tax-efficient retirement. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 11:15:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ Charles Lewis Sizemore, CFA ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/snE9C93WeWyjoexkgWwYSD.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Charles Lewis Sizemore, CFA is the Chief Investment Officer of Sizemore Capital Management LLC, a registered investment advisor based in Dallas, Texas, where he specializes in dividend-focused portfolios and in building alternative allocations with minimal correlation to the stock market.&lt;/p&gt;

&lt;p&gt;Charles is a frequent guest on CNBC, Bloomberg TV and Fox Business News, has been quoted in Barron&#039;s Magazine, The Wall Street Journal and The Washington Post, and is a frequent contributor to Forbes, GuruFocus and MarketWatch.&lt;/p&gt;

&lt;p&gt;He holds a master&#039;s degree in Finance and Accounting from the London School of Economics in the United Kingdom and a Bachelor of Business Administration in Finance with an International Emphasis from Texas Christian University in Fort Worth, Texas, where he graduated Magna Cum Laude and as a Phi Beta Kappa scholar.&lt;/p&gt;

&lt;p&gt;Charles lives with his wife Maria Jose and three children – Charles, Ian and Gabriela – and enjoys regularly traveling to his wife&#039;s native Peru.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ The 'Florida Flip' for Roth Conversions: How to Use a No-Tax State to Lower RMDs ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/roth-iras/the-florida-flip-for-roth-conversions-how-to-use-a-no-tax-state-to-lower-rmds</link>
                                                                            <description>
                            <![CDATA[ Staring down a massive RMD tax bill at age 75? Relocating to a zero-tax state for a few years could slash your Roth conversion costs. Just beware of the pitfalls. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 10:05:00 +0000</pubDate>                                                                                                                                <updated>Tue, 30 Jun 2026 22:15:23 +0000</updated>
                                                                                                                                            <category><![CDATA[Roth IRAs]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Real Estate]]></category>
                                                    <category><![CDATA[required minimum distributions (RMDs)]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Retirement Plans]]></category>
                                                                                                                    <dc:creator><![CDATA[ Maurie Backman ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/XxgK3u97V33axhtjMfV2XG.jpg ]]></dc:source>
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                                                            <title><![CDATA[ 'They Are Putting Residents' Lives at Risk': Behind the Scenes at an Assisted Living Facility ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/red-flags-to-look-for-at-an-assisted-living-facility</link>
                                                                            <description>
                            <![CDATA[ When considering an assisted living facility for your loved one, look for these red flags before signing a contract. Cost-cutting can have a disastrous impact. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 09:40:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ Lagombeaver1@gmail.com (H. Dennis Beaver, Esq.) ]]></author>                    <dc:creator><![CDATA[ H. Dennis Beaver, Esq. ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/MSWbW6fovAQikBrSmhSGpS.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;After attending Loyola University School of Law, H. Dennis Beaver joined California&#039;s Kern County District Attorney&#039;s Office, where he established a Consumer Fraud section. He also became a highly visible presence on local television and radio as a legal affairs reporter. He is in the general practice of law and writes a syndicated newspaper column, &lt;a href=&quot;https://dennisbeaver.com/&quot; target=&quot;_blank&quot;&gt;You and the Law&lt;/a&gt;, carried by a number of papers in California.&lt;/p&gt;&lt;p&gt;Married for 50 years to his wonderful wife, Anne, Beaver says he is among the luckiest husbands on the planet. He has a 47-year-old son fluent in Cantonese and French, who lives in Hong Kong with his Japanese wife and 10-year-old grandson. &lt;/p&gt;&lt;p&gt;Beaver is fluent in Swedish and French and, for over 25 years, was a frequent guest on Voice of America French to Africa radio broadcasts and the VOA television program &lt;em&gt;Washington Forum&lt;/em&gt;, until VOA was shut down as the result of an executive order by President Donald Trump.&lt;/p&gt;&lt;p&gt;&quot;I love law for the reason that I can help people resolve their problems, and my newspaper column reaches so many people in need of down-to-earth advice not influenced by how much I am paid. I have never used any aspect of journalism as a form of advertising. I never charge readers for help, as I do not believe this would be ethical, and, in reality, they are the source of many of my columns. I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift.&quot;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:Lagombeaver1@gmail.com&quot; target=&quot;_blank&quot;&gt;Lagombeaver1@gmail.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://dennisbeaver.com/&quot; target=&quot;_blank&quot;&gt;dennisbeaver.com&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ I'm a Financial Planner: Don't Let the Lure of an 'Exclusive Opportunity' Tempt You to Make a Bad Financial Move ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/risks-of-exclusive-opportunities</link>
                                                                            <description>
                            <![CDATA[ Private credit funds, real estate deals, hedge funds and venture capital allocations aren't available to everyone, but can also carry extra costs and risks. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kevin Caldwell ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/7vAJihYJpFjhbsV2dRTdeU.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Kevin Caldwell is a founder of Tampa-based financial planning firm Golden Road Advisors. With over a decade in the financial services industry, Kevin provides knowledgeable guidance in comprehensive financial planning services to assist clients. He focuses on behavioral investment consulting, aiming to help clients make sound investment decisions while embracing emotions, but not succumbing to them at the detriment of their long-term financial well-being. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://goldenroadadvisors.com&quot; target=&quot;_blank&quot;&gt;goldenroadadvisors.com&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ 6 Ways Philanthropists Can Help Shape the Future of AI So That It Serves People, Not Just Profits ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/personal-finance/charity/ai-how-philanthropy-can-help-shape-the-future</link>
                                                                            <description>
                            <![CDATA[ Philanthropists can help ensure AI prioritizes the greater good by funding research, strengthening nonprofit infrastructure and teaming up with other donors. ]]>
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                                                                        <pubDate>Tue, 30 Jun 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Charity]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Julia Chu ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/SnJheTcwcbVBjCsYDiGEHk.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;As Head of Philanthropy &amp;amp; Family Governance Advisory, NB Private Wealth, a division of Neuberger Berman, Julia guides family members in proactively navigating their future and philanthropic journey together. Common topics covered with significant families include wealth communication and disclosure, succession planning and post-liquidity governance in determining a new common framework for the family and its wealth.&lt;/p&gt;
&lt;p&gt;Julia has lectured widely in the areas of philanthropy and family governance, with her perspective featured in The New York Times, Forbes, the Financial Times and Barron’s. Julia has authored articles for Trusts and Estates magazine and the Leimberg Estate Planning Newsletter and regularly speaks on charitable giving. She has also served as an Editorial Board Member, Philanthropy for Trusts &amp;amp; Estate Magazine and lectured for a master’s level course at New York University’s Heyman Center for Philanthropy and Fundraising.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Active in the non-profit sector, Julia chairs the Audit Committee of the Brooklyn Arts Council board and led several Art Succession panels during her membership on the Non-Profit and Art Law Committees of the New York City Bar. She currently serves on the Charitable Planning Committee of the NYS Bar Association Trusts and Estates Section. In addition, she has evaluated fellowship candidates for the social entrepreneurship organization Echoing Green, and most recently as an evaluator for Mackenzie Scott’s Yield Giving initiative, in vetting candidates for granting to selected community organizations nationwide.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://www.nbprivatewealth.com/en/partnering-with-you/advice-planning-and-fiduciary-services&quot; target=&quot;_blank&quot;&gt;www.nbprivatewealth.com&lt;/a&gt; | &lt;strong&gt;LinkedIn:&lt;/strong&gt; &lt;a href=&quot;https://www.linkedin.com/in/julia-chu-7a73276/&quot; target=&quot;_blank&quot;&gt;www.linkedin.com/in/julia-chu-7a73276&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Stocks Rally to Start a Big Holiday Week: Stock Market Today ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/investing/stocks/stocks-rally-to-start-a-big-holiday-week-stock-market-today</link>
                                                                            <description>
                            <![CDATA[ Comcast created a stir among communication services stocks with a plan to spin off its media and entertainment assets into a new publicly traded company. ]]>
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                                                                        <pubDate>Mon, 29 Jun 2026 20:12:55 +0000</pubDate>                                                                                                                                <updated>Wed, 01 Jul 2026 18:15:57 +0000</updated>
                                                                                                                                            <category><![CDATA[Stocks]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                                                                                    <dc:creator><![CDATA[ David Dittman ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/atntNFPM5sSSnaYvgwZoQ6.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;David Dittman is the former managing editor and chief investment strategist of Utility Forecaster, which was named one of &quot;10 investment newsletters to read besides Buffett&#039;s&quot; in 2015.&lt;/p&gt;&lt;p&gt;He&#039;s also the former editorial director of Investing Daily, Charles Street Research, and Weiss Ratings.&lt;/p&gt;&lt;p&gt;David is a co-author of &quot;The Rise of the State: Profitable Investing and Geopolitics in the 21st Century.&quot;&lt;/p&gt;&lt;p&gt;A graduate of the University of California, San Diego, and the Villanova University School of Law, and a former stockbroker, David has been working in financial media for more than 20 years.&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Finance Guru Jean Chatzky: This Is the Biggest Retirement Mistake You Can Make ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/jean-chatzky-biggest-retirement-mistake</link>
                                                                            <description>
                            <![CDATA[ Are you winging your retirement spending? Financial expert Jean Chatzky tells Kiplinger why lack of a concrete plan is preventing retirees from living their best lives. ]]>
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                                                                        <pubDate>Mon, 29 Jun 2026 10:15:00 +0000</pubDate>                                                                                                                                <updated>Mon, 29 Jun 2026 20:37:06 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Happy Retirement]]></category>
                                                    <category><![CDATA[Savings]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Personal Finance]]></category>
                                                    <category><![CDATA[Banking]]></category>
                                                                                                <author><![CDATA[ donna.fuscaldo@futurenet.com (Donna Fuscaldo) ]]></author>                    <dc:creator><![CDATA[ Donna Fuscaldo ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/XDwi5gBeFpN2ByFsyuqXnJ.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ null ]]></dc:description>
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                                                            <media:credit><![CDATA[Jean Chatzky]]></media:credit>
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                                                            <title><![CDATA[ Think Your Retirement Plan Is Perfect? Does It Address This Very Important Question? (It's Not About Money) ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/does-your-retirement-plan-address-this-question</link>
                                                                            <description>
                            <![CDATA[ Today's retirement planning has a fundamental flaw: It focuses on how much money you need while ignoring the more important question — what you'll do with it. ]]>
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                                                                        <pubDate>Mon, 29 Jun 2026 09:40:00 +0000</pubDate>                                                                                                                                <updated>Mon, 29 Jun 2026 21:45:40 +0000</updated>
                                                                                                                                            <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ drh@madronafinancial.com (Richard P. Himmer, PhD) ]]></author>                    <dc:creator><![CDATA[ Richard P. Himmer, PhD ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/RgNC52pQnFfiMXswmW2HwN.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Dr. Richard Himmer is a seasoned professional with expertise in Emotional Intelligence (EI), Clinical Hypnotherapy and Workplace Bullying prevention. He holds an MBA, a master’s degree in psychology and a PhD in Industrial and Organizational Psychology. He combines academic knowledge with practical experience.&lt;/p&gt;
&lt;p&gt;His doctoral dissertation focused on the Impact of Emotional Intelligence on Workplace Bullying, showcasing his commitment to understanding and addressing complex workplace dynamics. Dr. Himmer leverages the subconscious (EI) to facilitate internal healing, fostering healthy interpersonal relationships built on trust and respect.&lt;/p&gt;
&lt;p&gt;With a unique blend of humor and a profound understanding of human behavior, relationships, team dynamics, and client care, Dr. Himmer provides hands-on tools for personal and team growth. His ability to make sense of intricate psychological concepts translates into effective coaching and guidance.&lt;/p&gt;
&lt;p&gt;As an accomplished author, he has penned four books: &quot;Listen &amp;amp; Lead: The Micro Skills of a Leader,&quot; &quot;Listen &amp;amp; Lead: The Micro Skills of a Leader – Workbook,&quot; &quot;Models &amp;amp; Definitions: A Contextual Understanding of Finding Happiness&quot; and “How ‘NOT’ To Retire: A Psychological Approach to a Healthy &amp;amp; Wealthy Retirement” (workbook).&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Phone:&lt;/strong&gt; 253.686.3570 | &lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:drh@madronafinancial.com&quot; target=&quot;_blank&quot;&gt;drh@madronafinancial.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;http://madronafinancial.com/&quot; target=&quot;_blank&quot;&gt;madronafinancial.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;LinkedIn:&lt;/strong&gt;&amp;nbsp;&lt;a href=&quot;http://www.linkedin.com/in/richard-himmer-phd&quot; target=&quot;_blank&quot;&gt;www.linkedin.com/in/richard-himmer-phd&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ 7 Key Financial Steps to Take Before You File for a Gray Divorce ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/retirement-planning/gray-divorce-financial-steps-before-you-file</link>
                                                                            <description>
                            <![CDATA[ Contemplating a gray divorce? Before calling in the lawyers, take time to understand your financial situation and the impact of dividing assets later in life. ]]>
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                                                                        <pubDate>Mon, 29 Jun 2026 09:35:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Retirement Planning]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                <author><![CDATA[ david.expertcontent@gmail.com (David Abraham) ]]></author>                    <dc:creator><![CDATA[ David Abraham ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/Wb9skYuZ9o2jKVTMK3n6Si.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;David Abraham is a tech lawyer with extensive experience in artificial intelligence, financial technology, human rights law and digital marketing. His work has appeared on Clutch and Benzinga. David is passionate about making complex issues clear and actionable for readers.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Email:&lt;/strong&gt; &lt;a href=&quot;mailto:david.expertcontent@gmail.com&quot; target=&quot;_blank&quot;&gt;david.expertcontent@gmail.com&lt;/a&gt; | &lt;strong&gt;Website:&lt;/strong&gt; &lt;a href=&quot;https://celsir.org/&quot; target=&quot;_blank&quot;&gt;celsir.org&lt;/a&gt; | &lt;a href=&quot;https://www.linkedin.com/in/getdaveinsights&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;LinkedIn&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ Annuities Can Have Unpleasant Tax Side Effects: Here's the Surprising Antidote ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/retirement/annuities/annuities-unpleasant-tax-side-effects</link>
                                                                            <description>
                            <![CDATA[ If you hold money in a non-qualified annuity, the IRS will eventually come calling for its share of any gains. It pays to explore tax efficiency ahead of time. ]]>
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                                                                        <pubDate>Mon, 29 Jun 2026 09:30:00 +0000</pubDate>                                                                                                                                                                                                                                <category><![CDATA[Annuities]]></category>
                                                    <category><![CDATA[Wealth Creation]]></category>
                                                    <category><![CDATA[Retirement]]></category>
                                                    <category><![CDATA[Investing]]></category>
                                                    <category><![CDATA[Wealth Management]]></category>
                                                                                                                    <dc:creator><![CDATA[ Darrick Priester ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/Jhsidw3kypxTMjzzSvFMwf.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Darrick Priester is a partner in Cerity Partners’ Saratoga, NY office. He has experience across all aspects of personal and corporate benefit financial planning, with a focus on estate tax, retirement planning, and risk management. He also serves as Director of the Risk Management team, supporting the education and implementation of insurance and annuity strategies within comprehensive financial plans. &lt;/p&gt;&lt;p&gt;Prior to joining Cerity Partners, Darrick spent 18 years at Goldman Sachs, including three years as a full-scope financial planner and 15 years incorporating insurance-based wealth strategies into client portfolios. He earned a bachelor’s degree in applied mathematics with a minor in economics from the University of Vermont.&lt;/p&gt;&lt;p&gt; Website: &lt;a href=&quot;https://ceritypartners.com/team/darrick-priester/&quot; target=&quot;_blank&quot;&gt;ceritypartners.com &lt;/a&gt; |  &lt;a href=&quot;https://www.linkedin.com/in/darrick-priester-0285a413/ &quot; target=&quot;_blank&quot;&gt;LinkedIn&lt;/a&gt;&lt;/p&gt; ]]></dc:description>
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                                                            <title><![CDATA[ How Benjamin Franklin's Simple Money Rules Could Help Lower Your 2026 Taxes ]]></title>
                                                                                                                                                                                                <link>https://www.kiplinger.com/taxes/ben-franklins-advice-on-saving-money</link>
                                                                            <description>
                            <![CDATA[ Start your midyear tax planning with these simple, timeless money rules. ]]>
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                                                                        <pubDate>Sun, 28 Jun 2026 16:17:00 +0000</pubDate>                                                                                                                                <updated>Mon, 29 Jun 2026 13:41:43 +0000</updated>
                                                                                                                                            <category><![CDATA[Taxes]]></category>
                                                    <category><![CDATA[Tax Planning]]></category>
                                                                                                                    <dc:creator><![CDATA[ Kate Schubel ]]></dc:creator>                                                                                    <dc:source><![CDATA[ https://cdn.mos.cms.futurecdn.net/UgDuYP78MP6HLZCTuj6wpR.jpg ]]></dc:source>
                                                                <dc:description><![CDATA[ &lt;p&gt;Kate Schubel, CPA, is a tax writer for Kiplinger.com who specializes in demystifying retirement planning, state-level taxation, and affordable living. &lt;/p&gt;&lt;p&gt;As a published children&#039;s book author and former local journalist, Kate recognizes that while the tax code is rigid, the way we tell its story doesn&#039;t have to be. She leverages this unique narrative background to translate technical compliance into actionable strategies that meet readers where they are, regardless of their financial expertise. &lt;/p&gt;&lt;p&gt;Before joining Kiplinger, Kate built a versatile career spanning audit, technology, and accounting. Her professional journey includes tenure at The Walt Disney Company, a position at a CPA firm, and a role in the finance department of the local Girl Scouts council, where she modernized banking practices and financial policies. &lt;/p&gt;&lt;p&gt;By bridging the gap between new media and accounting, Kate proves that financial news can be both technically rigorous and engagingly accessible. She holds a B.A. in New Media from the University of North Carolina at Asheville, with minors in Accounting and Computer Science, and a license as a Certified Public Accountant through the North Carolina State Board of CPA Examiners.  &lt;br&gt;&lt;br&gt; &lt;/p&gt; ]]></dc:description>
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